Q: What are the reasons so many disability claims through Social Security are not approved?
A: The main reason most applications are denied is due to insufficient medical data. Even in what seems like obvious conditions, a claim is only as strong as the evidence provided to support it. For some claims the lack of evidence can be caused by inadequate supporting documentation from the primary doctor of the applicant. In order to receive approval, an application for social security disability benefits must provide evidence that the injury of a claimant prevents him from working in previous fields of employment, as well as other qualified work possibilities. The claim examiner for your case will not be able to make a fair judgment if your file does not have current medical data or supporting documentation from your doctor, no matter what your injury. Make sure you seek treatment for your condition and that your disability examiner has the most current and thorough information about your case. Medical evidence that supports your case is the most important aspect of your application.
Q: If you are in debt, are the social security disability payments you receive in jeopardy of being taken away by a collection bureau?
A: No collection agent can take away your checks, if you collect SSI benefits. Those who collect SSDI payments, however, are not immune from all collections agencies. If you are in financial trouble with businesses, credit card companies, mortgage companies, etc, they cannot touch your payments. Government entities can collect your benefits checks, however. If you owe the government for back taxes, for example, your debt can be collected from your social security disability checks. Additionally, your payments can be taken away to pay alimony and child support.
Q: If you are a landlord, will that negatively impact your ability to collect social security disability benefits?
A: Only your ability to earn a working wage affects determination of social security disability benefits. Rental income and other investments will not be a factor in this determination. If you plan to apply for SSI, all assets and income you collect through rent will be a consideration. SSI benefits are awarded based on financial need.
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