Q: How long do you have to wait to submit a disability insurance application for social security benefits?
A: When you expect that your medical situation will keep you from being employed for 12 months or more, submit your social security benefits application. Do not delay your application, as the claims process can be very lengthy. You do not need to wait a specified amount of time before you can submit your application.
Q: How do you prepare yourself for a disability claim hearing?
A: A hearing is the last chance for you to present your disability case and be considered for social security benefits. Because of this, it is important to show up and assure that the judge will have all the information he or she needs to make a fair judgment. If you have an attorney, he will make sure that the court has all the necessary medical records, history and statements from your treating physician. If you do not have an attorney, it will be your responsibility to make sure those details are provided. The letter your doctor writes on your behalf is a vital part of your claim. It may be wise to seek a new doctor, if your current one does not back your decision to apply for disability or is unresponsive. This may seem obvious, but confirm and mark the court date on your calendar. Make sure you arrive on time for your scheduled court date. Map out the route, double check the address and arrange for transportation (if necessary.) Know what is appropriate attire for that particular court and judge. Be courteous and alert. When you give your testimony and are asked questions, be honest. A hearing offers you one last chance to be awarded social security benefits and it is important to take it seriously.
Q: Is there anything you can do about debt, while you are awaiting notification on social security benefits claim?
A: As soon as you apply for social security benefits, you should call any institutions to which you owe money. Many institutions will suspend actions against you until you receive notification regarding your claim. Most organizations who offer you such a suspension will require that you give them updates on where your case is in the review process. Please recognize that only some institutions will halt collections activities and it is not required.

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