Before you sign an auto insurance policy, comparison shop as extensively as you can. Request car insurance quotes from as wide a range of insurance agents as you can. What you discover may surprise you. One researcher discovered that the same level of insurance for the same car garaged in the same area in his state varied by over $800 a year. Thats more money than most people can afford to waste. Requesting multiple car insurance quotes will take time to do right because of the amount of information youll need to give each agent, but the savings you can see because of it will be huge in proportion to your effort.
Here are a few tips for making the process of getting car insurance quotes as painless and productive as possible:
* Before you start shopping around, have all the information about your vehicle on hand, as well as your current insurance policy, if you have one. Consider registering a new email account with a free email service so you wont need to give your regular email address to agents. Agencies are generally ethical about using your personal information, but youll want the protection in case you query an unethical agency that sells mailing lists.
* Use online sites for car insurance quotes to request several quotes at once from the same information, and save time and effort.
* Agents frequently represent an insurance company whose name is different from the name on their letterhead. For instance, Brown & Smith Insurance may sell policies from National Insurance Company. Find out which insurance company each agent represents so you get as broad a spread of insurance companies as possible.
* When you request car insurance quotes, give all the insurance agents exactly the same information. You need to be able to compare apples to apples; quotes for different sets of information are like comparing apples to oranges.
* Be ruthless in ferreting out discounts. Some insurance companies offer discounts that, once added up, can take 30 percent or more off the cost of your car insurance. Agents will not necessarily tell you about the available discounts unless you ask, so be sure to ask. Do research online beforehand to know what discounts are usually available in your area, and check the agencys Web site to see which discounts they advertise.
Be willing to put a little time into asking for quotes. Agents can take a day or two to respond with your car insurance quotes, and evaluating the different offers can take another few days. Dont rush it. If you spend the time and a little effort, you may be able to find insurance that costs significantly less than your current policy, saving you valuable money. Best of luck! More info Auto insurance Car insurance Auto insurance

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